Author: James

I have always been disappointed by just how little financial education most individuals have access to. Whether it's the fact that much of the information that is available online is locked behind expensive paywalls or that the methods that actually give results are hidden from the public, financial education should be both free as well as freely available. I have taken it upon myself to help solve this issue by sharing the experiences that I've had with banks and various other online and traditional lenders. Everything that I write is based on decisions that I've made over the years and have proved to be efficient.

The Two Types of Short Term Loans

A short term loan is the easiest, fastest and the most straightforward borrowing process, especially when you need fast cash. You can apply for the loan and be approved …

5 Reasons Why Payday Loans Are Better

Financial challenges are always there, especially when you have unexpected bills to pay, emergency situations to cover and if your savings are getting dry. Instead of turning to your …